Date: 7/11/2003 1:37:00 PM
From Authorid: 53284
I would have to agree with you on this one. Both my kids are in college and they get a bunch of pre-approved credit card offers each month. HELLO, they're in college. They can't pay at lease till they graduate and then find a job. So all those mailing just go straight to the schreder. For a while I was taping the self addressed postage paid envelopes to a brick then putting them back in mail boxes but that didn't seem to have any effect and I ran out of bricks.  |
Date: 7/11/2003 1:40:00 PM ( From Author )
From Authorid: 53052
hey thats a good use for them... i just send them back to them i rarely get the mailings though... and hte phonecall i looked at hte number on the call display and this is the second time they have called... oh well i wasen't in a pissy mood and sorta laughed at him on the phone....  |
Date: 7/11/2003 2:06:00 PM
From Authorid: 53013
If they will give credit cards to people pets or very young people, why not the unemployed..LOL!! I agree with you on this one!  |
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Date: 7/11/2003 2:13:00 PM ( From Author )
From Authorid: 53052
heck! he even tried asked ME if i wanted one! |
Date: 7/11/2003 2:22:00 PM
From Authorid: 53909
I don't think I ever get any phone calls from Credit Card peoples. Mostly it's about long distance. I always get them in the mail though. I don't plan to ever use a credit card, maybe in the future though.  |
Date: 7/11/2003 2:26:00 PM
From Authorid: 16705
i get offers in the mail all the time trying to get me to get a credit card i just cut them up cause they're not worth the headache. Hamb918  |
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Date: 7/11/2003 2:28:00 PM ( From Author )
From Authorid: 53052
they are good to start earning credit they are the top place to start(so you can have credit in the future to take out bank loans to buy a car or get a mortgage with a good rate) but to offer them to people who can't pay them is just very stupid on thier part... it's like they want a person to go into debt and delare bankruptcys |
Date: 7/11/2003 2:32:00 PM
From Authorid: 44321
Sure they give people the cards who can't pay but the minimum payment each month, and then they kill you in the having to pay it all back area,you buy gas with it and that same gas you are paying for a year later :)you get the idea lol. Some see credit cards as easy money and don't think of what they are doing when they max it out and then don't want to pay it off,or can't pay any payments.  |
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Date: 7/11/2003 2:35:00 PM ( From Author )
From Authorid: 53052
medusa that i know!! i think it's that we just got a mortgage... |
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Date: 7/11/2003 2:40:00 PM
From Authorid: 44321
You know we are renters and for some reason we keep getting letters addressed to my hubby asking him to take a mortgage out on our home,I don't know where they got our name and why they think we are homeowners LOL |
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Date: 7/11/2003 3:34:00 PM ( From Author )
From Authorid: 53052
medusa i know that feeling! |
Date: 7/11/2003 4:22:00 PM
From Authorid: 24732
It's actually a smart move on their part, because they are going to get the money any way they can. They target young/unemployed people & people who might spend a lot hoping they will be generous with their purchases and late with their payments so they can stick on extra charges. If they get people, like my father, who can easily pay off any of the bills they don't have a chance to get extra money off of him.  |
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Date: 7/11/2003 6:08:00 PM ( From Author )
From Authorid: 53052
alien yes and no... the basically want to see people fail for thier own profit |
Date: 9/27/2003 8:00:00 AM
From Authorid: 13283
Those telemarketers or customer service reps go overboard trying to give you a card ! No means no . You answer the telephone and 'BAM' they extoll all the virtues of having a new credit card . I try to say not interested and they go on for another five minutes . I was told saying you are unemployed was a good way to get rid of them . I guess that dont work any more . :( Razzy aka  |
