Everyone who has ever bought a house can enjoy this - it's too good not to share! New Orleans lawyer sought an FHA loan for a client. He was told the
loan would be granted if he could prove satisfactory title to a parcel of
property being offered as collateral. The title to the property dated back
to 1803, which took the Lawyer three months to track down. After sending the
information to the FHA, he received the following reply: (actual letter):
"Upon review of your letter adjoining your client's loan application, we
note that the request is supported by an Abstract of Title. While we
compliment the able manner in which you have prepared and presented the
application, we must point out that you have only cleared title to the
proposed collateral property back to 1803. Before final approval can be
accorded, it will be necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows (actual letter):
"Your letter regarding title in Case No. 189156 has been received. I note
that you wish to have title extended further than the 194 years covered by
the present application. I was unaware that any educated person in this
country, particularly those working in the property area, would not know
that Louisiana was purchased, by the U.S., from France in 1803, the year of
origin identified in our application.
For the edification of uninformed FHA bureaucrats, the title to the land
prior to U.S. ownership was obtained from France, which had acquired it by
Right of Conquest from Spain. The land came into the possession of Spain by
Right of Discovery made in the year 1492 by a sea captain named Christopher
Columbus, who had been granted the privilege of seeking a new route to India
by the Spanish monarch, Isabella. The good queen, Isabella, being pious
woman and almost as careful about titles as the FHA, took the precaution of
securing the blessing of the Pope before she sold her jewels to finance
Columbus' expedition.
Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the
Son of God, and God, it is commonly accepted, created this world. Therefore,
I believe it is safe to presume that God also made that part of the world
called Louisiana. God, therefore, would be the owner of origin and His
origins date back, to before the beginning of time, the world as we know it
AND the FHA. I hope the heck you find God's original claim to be
satisfactory.
Now, may we have our darn loan?" The loan was approved.
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