I have a problem that I feel guilty for even having. I live at home with my mom, brother, and my sister is staying here for the summer. We are a single parent household, but my mom makes good money. I also pay rent. The thing is, I don't feel like my mom manages our finances very well. First of all, she used to lend her credit cards to her second husband, who ran up major expenses and left her with the bills when they divorced. Her credit has been terrible since. When I was going to school full time, I was getting a small (we're talking about $150 a month) monthly allowance to live off of, most of which I saved so that I could buy proper tools, etc. for my career as a hairdresser once I was done. I had saved about $500, which would let me get new scissors, clippers, brushes, etc. My mom asked me for $150 to help her pay off some of the debt, which I had no problem with. Over the next few weeks, she kept asking me to go to the bank and get out more and more money for her. She promised me repeatedly that she'd pay me back. Well, that was months ago and she never gave me a dime. I asked her when she could repay me, because I started working and needed my money for supplies, and she keeps making excuses. Finally, she said she we were "even" because she had paid for a prescription for me worth $75!!! How is that "even"? I lent her roughly $500!Meanwhile, during this time she was going out of town on trips with her new boyfriend, and frequenting the casinos. So here I am dead broke, with no new supplies even though I had saved money so I could start my career. Now I have to pay the money back (it was student loan money, as I said) and I didn't even get to spend it! It's upsetting!
Then there are more money issues. Our telephone has been cut off repeatedly as a result of her not paying the bill. We have now been living without a phone for weeks now, and it doesn't seem like she has any intention of getting it back on. That, and the fact that our dishwasher is broken and our dryer is broken as well. That in itself is not a huge deal, because we can make do, but here's the clincher- she's now buying a $400 puppy! So it's okay for her to buy this dog, but not okay to pay off everything else first?
I can't even bring it up to her because it is such a touchy subject, and when I have asked her before about where our money goes, she gets really defensive. I just don't see how we are always so dead broke even though we have never been on vacation, we have one vehicle, a small mortgage, no savings, and no "toys" ie) quads, boats, etc. or anything that makes other families suffer financially. She makes like $25 bucks an hour, 40 hours a week, so how can we be broke?
I am getting so frustrated! And to make things worse, I feel so guilty for feeling this way! My mom did her best to raise me, and now I am mad at her for money issues. It makes me feel like a spoiled brat. Thanks for listening. Please give me your thoughts about this. Am I wrong in being angry?
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